Open Enrollment 2019: The Marketplace enrollment for one of the biggest US Healthcare insurance scheme is open. Most commonly referred to as Open Enrollment, this service helps individuals get insurance for the duration of the year 2019. Open enrollment 2019 window will be open starting from November 2018. The cover is going to provide free health cover, subsidies, short-term, and long-term plans etc. We have got you covered with all the details about Open Enrollment 2019.
Open Enrollment 2019 Dates
The Marketplace window shopping for the year 2019 is one shortest window period yet announce. Owing to various factors including less than average hikes in premium rates, the window shopping will be short-lived.
The enrollment period is of 45 days starting from November 1, 2018, and ending on December 15, 2018. Those who fail to apply in the 45 day period will not be covered under any insurance scheme. But there are few conditions under which you may qualify for the special enrollment period.
|Searching For||Open Enrollment 2019|
|Starting Date||1st November 2018|
|Last Date||15th December 2018|
|Enrollment for||Health Insurance
|Lasts for||45 days|
Special Enrollment Period (SEP)
SEP is the time outside of the open enrollment period where you are eligible to buy an insurance plan. The Period is usually of 60 days and you qualify to buy insurance plans in SEP under following conditions including:
- losing health coverage,
- getting married,
- having a baby or adopting a child.
Application for Open Enrollment 2019
To buy an insurance plan during the open enrollment period, you can do it using one of the following ways:
|Mode Of Application||Process|
|By Post Mail||
|Agent or Broker||
|Using A Phone Call||
Changes in Open Enrollment 2019
Almost all the method and processes for open enrollment is similar to 2018 but there is one significant change. The change is in the fine that was paid if you were not to enroll in any of the insurance plans. According to new guidelines, the fine will be nil if you decide to opt out of the Enrollment.
Other Key Details
The online place where you can buy insurance plans during the enrollment period. You can also renew and make changes to your existing Insurance plans.
Metal Categories of Open Enrollment 2019 Health insurance plans
There are four categories of Insurance Plans viz,
- Gold, and
Each category has different pricing. Different pricing suggests different cost and share of costs for the applicants. The quality of care is unaffected whatever the plan may be.
What else to keep in mind?
While buying an insurance plan you should make sure that you are choosing the right kind of plan. Some plans provide you monetary cover but others even after paying monthly premiums charge you for extra services. While some health organizations are open to your health insurance provider while others serve to only a set of the Insurance providers.
Whatever it is, make sure you do your research before opting for an insurance plan.